The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, users are increasingly relying to electronic channels for get more info their financial needs. This shift has resulted to a drop in branch establishments, and many institutions are consolidating existing b

Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the proportion of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is efficiently deploying its assets to